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Guaranteed investment Certificate or GIC is an ideal investment plan that makes your money grow and protect your principal with flexible terms ranging from 3 months to 5 years.

It pays you higher interest than a savings account. With these GICs plans, you may be able to withdraw before maturity depending on whether or not its a cashable GIC. Otherwise, its has to be withdrawn at maturity or it rolls over for the same term as before and the interest rate will be adjusted accordingly. There is usually a minimum amount required to start.

Benefits of GICs include the following:

  1. 100% Protection to Your Capital
  2. Will be able to generate steady and predictable income
  3. Reduce Risk and diversify the overall investment portfolio
  4. Options to pay at your ease (monthly, quarterly, semi-annually or annually

Depending on the needs of our customers, there are different types of GICs available. If you are looking for the right investment plan to invest your extra money with high security and guaranteed rates, this can be an option for you.

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